Briefly define technical debt and then provide an example scenario of how and why it would be applied to some IT product

Briefly define technical debt and then provide an example scenario of how and why it would be applied to some IT product (e.g. application or system).
Responses must include a strong rationale in business terms as to why it would be prudent to move forward in this manner, along with an explanation of potential drawbacks that might be realized as a result of the decision for the team to take on techical debt.
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